You can terminate your enrollment in this health plan by giving written notice to HNL that you wish to disenroll at least 30 days prior to the month in which you wish to end your enrollment.
HNL can terminate your coverage:
If your coverage is terminated by HNL and you have reason to believe that the termination was based upon your health status or requirements for health care services, you may request a review of the termination by the Commissioner of the California Department of Insurance. Information relative to this procedure is available by contacting the Member Services Department.
In the event of cancellation by either HNL (except in the case of fraud or deception in the use of services of this health plan or knowingly permitting such fraud or deception by another) or yourself, HNL shall, within 30 days, return to you the prorated portion of the money paid to HNL which corresponds to any unexpired period for which payment had been received. The amounts shall be adjusted to reflect amounts due on claims, if any.
If you intend to cancel or terminate existing Medicare Supplement or Medicare Advantage insurance and replace it with coverage issued by Health Net Life Insurance Company, please review the new coverage carefully and replace the existing coverage ONLY if the new coverage materially improves your position. Do not cancel your present coverage until you have received your new policy and are sure that you want to keep it.
If you decide to purchase the new coverage, you will have 30 days after you receive the policy to return it to Health Net Life Insurance Company, for any reason, and receive a refund of your money.
If you want to discuss buying Medicare Supplement coverage with a trained insurance counselor, call the California Department of Insurance’s toll-free telephone number at 1-800-927-HELP. You may also contact the Health Insurance Counseling and Advocacy Program (HICAP) at 1-800-434-0222 for guidance on Medicare Supplement or Medicare Advantage plans. HICAP is a service provided free of charge by the State of California.
A grace period of 31-days is allowed after each premium due date. When payment is not received within the first two weeks of the month for which it is due, a final bill showing the amount owed will be sent to you. If payment is not received within the last day of the 31-day grace period after the final bill is sent, your coverage will be terminated at the end of the 31-day grace period.
Once you have had a chance to review the information presented here, please feel free to call Health Net Life Medicare Inside Sales at 1-800-944-7287. We’ll be glad to talk to you about this plan and all the benefits it offers you.
DISCLAIMERS:
Health Net Life is soliciting to sell health insurance. A salesperson may call. Health Net Life is not connected with or endorsed by the U.S. Government or the Federal Medicare program. The Health Net Medicare Supplement plan is underwritten by Health Net Life Insurance Company. Health Net Life Insurance Company holds a Certificate of Authority in California and 48 other jurisdictions throughout the United States.
This information is not a complete description of benefits. Contact the plan for more information. Limitations, copayments and restrictions may apply. Benefits, premiums, and/or co-payments/co-insurance may change on January 1 of each year.
Health Net Life complies with applicable Federal civil rights laws and does not discriminate on the basis of race, color, national origin, age, disability, or sex.
ATTENTION: If you speak Spanish or Navajo, language assistance services, free of charge, are available to you. Call 1-855-464-3571 (Los Angeles), 1-855-464-3572 (San Diego) (TTY: TTY: 711).
ATENCIÓN: si habla español, tiene a su disposición servicios gratuitos de asistencia lingüística. Llame al 1-855-464-3571 (Los Angeles), 1-855-464-3572 (San Diego) (TTY: TTY: 711).
This plan is available to anyone who has both Medical Assistance from the State and Medicare.
Premiums, co-pays, co-insurance, and deductibles may vary based on the level of Extra Help you receive. Please contact the plan for further details.
Medicare beneficiaries may also enroll in Bridgeway Health Solutions through the CMS Medicare Online Enrollment Center located at http://www.medicare.gov.
The Formulary, pharmacy network, and/or provider network may change at any time. You will receive notice when necessary.
DISCLAIMERS:
Health Net Life is soliciting to sell health insurance. A salesperson may call. Health Net Life is not connected with or endorsed by the U.S. Government or the Federal Medicare program. The Health Net Medicare Supplement plan is underwritten by Health Net Life Insurance Company. Health Net Life Insurance Company holds a Certificate of Authority in California and 48 other jurisdictions throughout the United States.
This information is not a complete description of benefits. Contact the plan for more information. Limitations, copayments and restrictions may apply. Benefits, premiums, and/or co-payments/co-insurance may change on January 1 of each year.
Health Net Life complies with applicable Federal civil rights laws and does not discriminate on the basis of race, color, national origin, age, disability, or sex.
ATTENTION: If you speak Spanish or Navajo, language assistance services, free of charge, are available to you. Call 1-855-464-3571 (Los Angeles), 1-855-464-3572 (San Diego) (TTY: TTY: 711).
ATENCIÓN: si habla español, tiene a su disposición servicios gratuitos de asistencia lingüística. Llame al 1-855-464-3571 (Los Angeles), 1-855-464-3572 (San Diego) (TTY: TTY: 711).
This plan is available to anyone who has both Medical Assistance from the State and Medicare.
Premiums, co-pays, co-insurance, and deductibles may vary based on the level of Extra Help you receive. Please contact the plan for further details.
Medicare beneficiaries may also enroll in Bridgeway Health Solutions through the CMS Medicare Online Enrollment Center located at http://www.medicare.gov.
The Formulary, pharmacy network, and/or provider network may change at any time. You will receive notice when necessary.
